Consent to Terms of Use as Binding Agreement:

Please read these website terms of use (“Terms”) carefully before using this website (“Website”). aaacredits.co.za (“AAA Credits”) operates this website to provide online access to information about AAA Credits and the products, services, information and opportunities it offers (“Services”). These Terms govern your access to the Website, and the Website is available for your use only on the condition that you agree to the terms set out below. IF YOU DO NOT AGREE WITH ALL THE TERMS, PLEASE DO NOT ACCESS, BROWSE OR USE THE WEBSITE. By accessing, browsing or using the Website, you and any entity you are authorized to represent (“you” or “your”) represent that you agree to be bound by the Terms. Please print and retain a copy of these Terms for your records.

Administrative Services Only (Not Lending Services):

Any loan-matching request submitted by you through this website is not an application for credit, loan application or any such request. Rather, it is a request to be matched with lenders to receive a conditional loan offer from said lenders. To be clear, AAA Credits is only a computerized short-term loan matching service and does not make loans of any kind. AAA Credits contracts with certain short-term or “payday” loan providers (“lenders”) who assess loan applications according to their criteria. Any data or information you voluntarily provide will be evaluated by the lender without independent evaluation or input from the payday loan sector. Therefore the data and other information you may choose to provide should not be construed as an application for a loan or a request to be pre-approved or pre-qualified for a loan, or as any concept such as payday has arisen. Loan area. In this respect AAA Credits merely provides administrative services that facilitate matching between eligible potential borrowers and a subset of existing available lenders. Because AAA Credits does not establish the conditions upon which lenders accept or reject loan applications, AAA Credits cannot guarantee acceptance into any particular loan program. Any data or information you provide will be forwarded to the lender, who will contact you if any follow-up is required before accepting or rejecting the loan application. AAA Credits is not a lender and does not take loan applications, make loan or credit decisions regarding loans, nor issue AAA Credits loan commitments or interest rate lock-in agreements. AAA Credits is not your agent, a participating lender, or a third party provider of any kind. By your continued access, browsing and/or use of this Website, you acknowledge that AAA Credits services are administrative in nature only and do not constitute a loan service of any kind, regardless of the laws in your jurisdiction. Say or not..

Disclosures:

Any request to be matched with a Lender that you submit through the Website will be sent to select Lenders, and these Lenders will make certain disclosures to you, subject to applicable law. AAA Credits does not warrant, guarantee, certify, endorse or otherwise claim or verify any affiliation with the content of any disclosure made by the said lenders. If you have questions regarding any of the disclosures made by the Lenders, you are encouraged to ask such questions to the Lenders themselves. If the lender is not able to resolve your concerns to your satisfaction, you are encouraged to contact an attorney to discuss your concerns to your satisfaction before engaging in any loan transaction. By your continued access, browsing and/or use of this Website, you acknowledge that AAA Credits obligations to you in respect of disclosure under any applicable lending law, if such obligations exist, have been satisfied. Have gone.

Charge:

AAA Credits does not charge you for any of its services, but rather receives compensation from lenders. Payday loan area compensation may vary depending on the specific loan you receive as a result of you providing information to the lender through the website. Compensation rates from the said lenders may also vary on other factors and are subject to change from time to time. Therefore AAA Credits is not in the regular habit of disclosing details of its compensation mechanism to AAA Credits website visitors. If you have any questions regarding the fees paid to AAA Credits by a lender that provided a loan to you, you are encouraged to direct any questions you may have to that lender.

Non-Approval of Lenders:

AAA Credits is not a lender and does not make lending or credit decisions regarding loans. AAA Credits does not endorse or recommend the products or services of any particular lender, even if that lender is among the lenders to whom your information is submitted. You should choose to request a match. If you decide to accept a loan offer from one or more lenders whose payday loan area matches yours, you should rely on your own judgment and, if necessary, the advice of an attorney. You understand that the Lender may retain your loan request information and any other information provided by AAA Credits or obtained by them in processing your loan-matching request submitted through this website , whether you qualify for a loan with them or not. You take loan from them. If you no longer wish to receive communications from a particular Lender you agree to notify them directly.

Informational Purposes Only:

The Website and other materials provided or published by AAA Credits may from time to time contain information relating to various financial, credit, lending, consumer, political, economic and social issues or situations that may be of general concern to consumers and May affect consumers of payday loan services. Specific. These materials, like all material appearing on the Website, are for informational purposes only. You agree that in no way should you consider any information relating to the Services or any other material available on the Website as an acceptable substitute for professional investment advice or professional financial planning services. You agree not to rely solely on the Services or anyone else. Content on the website is available for investment advice or financial planning services. If you have or suspect that you need investment advice or financial planning services, you should consult a trained investment advisor or professional financial planner to determine what actions, if any, may be appropriate for you.

User Eligibility:

The Website is available only to entities and individuals over the legal age of majority for the purpose of forming binding contracts as defined by applicable law. If you are not of legal age of majority for the purpose of forming a binding contract, you are not permitted to use the Website. Under no circumstances is the Website available to persons under the age of thirteen (13). If you are not at least thirteen (13) years of age, you are not permitted to use the Website.

 

limit of liability:

To the fullest extent permitted by applicable law, under any circumstances, including without limitation, negligence, AAA Credits or its parents, subsidiaries, affiliates, officers, directors, employees, agents, or suppliers will be held liable for. Capable of any direct, indirect, special, or consequential damages related to the use or inability to use the Website or the Services or any content contained on or within the Website, or, as otherwise provided under applicable laws and regulations except. SECURITY ING PERSONAL DATA THAT RESULTS FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSION OR DATA, OR OTHER INFORMATION NOT SENT OR RECEIVED, INCLUDING LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE ITEMS including, but not limited to, damages for loss of. EVEN IF THE PAYDAY LOAN SECTOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. The parties acknowledge that this is a reasonable allocation of risk, even if AAA Credits has been advised of the possibility of such loss. Some jurisdictions do not allow the exclusion of implied warranties or limitations of certain liabilities. Therefore the above limitations may not apply to you. In such case the liability of Payday Loan Sector shall be limited to the maximum extent permitted by law.