Aaacredits is a loan specializing in personal loans. Aaacredits was created to help families who want long-term personal loans to help improve their lives; Yet have been rejected by traditional high street lenders or do not want to take out payday loans. Aaacredits offers short-term loans from R500 to R2,000 with multiple repayment options of up to 12 months. Aaacredits is proud that the expertise of our team is considered in providing loans not only to those who can afford it.


Aaacredits is a flexible personal loan provider, offering various repayment options up to 12 months for loans between R500-R2,000. Aaacredits loan applications may be for home improvements, major one-time purchases or other unexpected costs. Even better, Aaacredits can credit funds to successful applicants’ accounts within an hour. Use our slider to see how much you’ll pay on a short-term loan. Always check the fees involved to determine whether you can afford the loan. You can rest assured with Aaacredits, our loan fees are always displayed in advance on our budget calculator.


Aaacredits is committed to responsible lending, and personal loans are only offered to customers when it is in their best interests. As a responsible lender, Aaacredits seeks to build long-term customer relationships. Aaacredits Requirements for Borrowers: –
  • 18 years or older
  • Have a South African bank or building society account with a valid debit card
  • Have a working mobile phone and email address
  • Must have a Bank Account
  • Must have a regular monthly income of at least R800 (may include some benefits)